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=== Rule 26: Loans === Any @Current player who is not a @Merchant may forgo their proposal and request a loan from the bank instead, equal to or less than the current amount of coins in the bank, or less than 200 coins, whichever is less. If they do, the @Merchant can choose to approve or deny the loan within 24 hours of that player's request. If they deny the loan, nothing happens and the turn of the player who requested the loan is skipped. If the loan is approved, the amount of coins specified is removed from the banked, and the player who requested the coins adds that amount of coins to their balance. This is not considered as "gaining coins" for other rules. The player gains a loan value in the inventory equal to the amount of coins he got from the bank, is considered a "debtor" and gets the according role for as long as he has a non-zero loan value. Any player who has a loan value, may request to pay back their loan at any time, by pinging an @Merchant in the nomic discussion channel and specifying what amount of their current loan they want to pay back. The amount of coins specified is removed from their current coin balance and their loan value. Every Friday at announcement time, every player's loan value becomes 1.1 times their current loan value. If a player's loan value exceeds 500, the bank gains coins equal to that player's coin value, that player's coin and loan values become 0, they lose the game, they become a "slave" and get the according role.
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